Special Offers
4.875% FHA Fixed Rate for 5 Years on Select Homes at Parc at Bradley Farm
*4.875% (7.80% APR) FHA 5/1 ARM for Qualified Buyers
Qualified buyers can secure a 4.875% interest rate with a 7.80% APR through TowneBank Mortgage on eligible homes at Parc at Bradley Farm. Available for purchases on or after August 21, 2026, that close by December 31, 2026. Restrictions apply.
*FHA 5/1 ARM example is based on a purchase price of $509,000, a 3.5% buyer down payment of $17,815, a base loan amount of $491,185 and an estimated total loan amount of $499,781, including financed upfront FHA mortgage insurance. Example assumes an initial interest rate of 4.875% and a 7.80% APR. The interest rate is fixed for the first five years and may adjust annually thereafter based on the applicable index, margin and adjustment caps. The interest rate and monthly payment may increase after the initial five-year period.
Estimated monthly principal and interest payment is approximately $2,645. Estimated monthly FHA mortgage insurance is approximately $225, resulting in an estimated monthly payment of $2,870 before property taxes, homeowners insurance, HOA dues and other applicable charges. These additional charges are not included and will increase the total monthly payment.
The seller contribution may not be used to satisfy the buyer’s required minimum down payment. No portion of the seller contribution may be received by the buyer as cash. Offer is available to qualifying buyers with a minimum qualifying credit score of 680 who finance through TowneBank Mortgage. Buyer must enter into a purchase agreement for an eligible Baker Residential home on or after August 21, 2026, and close on or before December 31, 2026. Additional eligibility requirements and restrictions may apply. Buyer must satisfy all FHA and TowneBank Mortgage credit, income, asset, underwriting, property and program requirements. Not all applicants will qualify.
TowneBank Mortgage NMLS #512138. This information is provided for informational purposes only and is not a commitment to lend. Baker Residential is not a mortgage lender. Buyers should contact TowneBank Mortgage directly to learn more about its mortgage products and eligibility requirements. Rates, APR, payments and program availability are subject to change due to market conditions, the borrower’s credit profile and applicable eligibility requirements. Payment example is based on a 30-year loan term with 360 monthly payments; however, the interest rate and payment may change after
the initial five-year fixed-rate period. APR means Annual Percentage Rate. The total payment obligation will be higher when property taxes, homeowners
insurance, HOA dues and other applicable charges are included. Offer may not be combined with other incentives unless approved in writing. This is not a
commitment to lend. Equal Housing Opportunity. Information and estimates as of August 21, 2026.
$7,500 Use As Your Choose in Midtown Collection at Atwater Station!*
Take advantage of our $7,500 Flex Incentive and personalize your home your way—use it in the design studio, apply it toward financing, or combine both. With our Use As You Choose program, the choice is yours.
$10,000 Use As You Choose in Village Collection at Atwater Station!*
Take advantage of our $10,000 Flex Incentive and personalize your home your way—use it in the design studio, apply it toward financing, or combine both. With our Use As You Choose program, the choice is yours.
$20,000 Use As You Choose in Homestead Collection at Atwater Station!*
Take advantage of our $20,000 Flex Incentive and personalize your home your way—use it in the design studio, apply it toward financing, or combine both. With our Use As You Choose program, the choice is yours.